What Buyers & Sellers Need to Know This Season
As the vibrant city of Chattanooga, TN, welcomes the spring of 2025, the real estate market is seeing shifts in pricing, inventory, and buyer demand. Whether you’re looking to buy or sell a home in Tennessee or North Georgia, here’s an updated market analysis to help you navigate the season.
1. Chattanooga Home Prices & Market Trends
- As of March 2025, the median home price in Chattanooga is $330,000, marking a 3.1% monthly increase and signaling steady appreciation.
- Despite this growth, price increases have slowed compared to past years, creating a more balanced market for buyers and sellers.
- Home values in North Chattanooga, East Brainerd, and Signal Mountain continue to appreciate, making them key areas to watch.
2. Housing Inventory & Market Balance
- Inventory in Chattanooga has grown by 34.5%, with 2,743 active listings—offering buyers more options.
- More homes on the market means less bidding war intensity, giving buyers leverage when negotiating.
3. Mortgage Rates & Buyer Affordability
- Mortgage rates currently hover around 7% (as of March 2025), impacting affordability.
- Buyers should secure pre-approvals and work with lenders to lock in competitive rates.
4. Days on Market & Seller Strategies
- Homes are now sitting on the market for an average of 56 days, compared to previous months when properties moved faster.
- Sellers should focus on staging, pricing competitively, and minor home improvements to attract serious buyers.
5. Hottest Neighborhoods in Chattanooga & Georgia Border Areas
- North Chattanooga – High demand, median listing price: $612,300
- Brainerd – Affordable option, median listing price: $350,000
- Ooltewah, TN – Strong demand from families & retirees
- Ringgold, GA – Growing interest due to affordability & proximity to Chattanooga
Tips for Buyers & Sellers This Spring
- For Buyers:
- ✅ Take advantage of increased inventory.
- ✅ Get pre-approved to stay competitive.
- ✅ Consider emerging neighborhoods like Ringgold, GA for better deals.
- For Sellers:
- ✅ Stage your home to stand out.
- ✅ Price competitively to attract more offers.
- ✅ Invest in high ROI upgrades like fresh paint & landscaping.
Final Thoughts
The Chattanooga housing market is adjusting, with more inventory and steady price growth creating opportunities for both buyers and sellers. Whether you’re looking for a new home in Tennessee or Georgia, or selling your property, staying informed on market trends is key.
🔎 Need expert guidance? Signature Real Estate specializes in helping buyers and sellers navigate the Chattanooga & Georgia real estate market. Contact us today!